How to lower your phone bills with VOIP/voice over IP
Tired of paying too much for phone service? Is international calling sucking your wallet dry? The answer to this problem is VOIP (voice over IP). You can cut your telephone bills drastically by either converting entirely to the internet or just using VOIP for your long distance needs. I used to pay $50.00 or more per month just for international calls. Now I pay less than $5.00 per month and use 50 times more minutes than I did before. Of course everyone's case is different since they call different locations. How does it work? First you need broadband internet service. VOIP Requirements are usually a minimum of 128kbs bandwidth in both directions for a single line. If you don't have reliable broadband internet service, then your need to get it. Cable broadband or DSL internet work fine. Satellite Internet is not recommended due to the data communication latency. Once you have obtained your reliable broadband internet service. There are a few ways to get going. The easiest, is to sign up with a VOIP provider. They will send you a VOIP telephone adapter (aka ATA) which you plug into your internet service modem or router. Most VOIP service providers will allow you to port your existing phone number. This means you can keep your old phone number and drop your existing phone line. (Assuming you don't need it for internet - many DSL service providers will allow DSL service without phone service these days.) This method is pretty much plug and play. Most of these services offer free call waiting, caller id, call forwarding, ring all, voice mail, free in-network calls and some other features all included. All of these features cost extra with a regular phone company or require an expensive bundle plan. Some regular phone companies offer VOIP service as well, but they usually cost more. Most of the SIP VOIP telephone service providers offer plans with "unlimited minutes" to the US and Canada. (Unlimited usually is around 3,000 minutes - read the fine print) The next method is get a service provider and you buy or have your own telephone adapter device. You would then have to configure your device to work with their service. Not all providers allow you to do this. Depending on your telephone adapter, you may be able to setup multiple providers and direct outgoing calls through the least expensive service. The last method (and most difficult and time consuming) is go on your own. You look around for VOIP telephone services that offer the lowest rates to the areas you want to call. Basically you use them as outbound gateways. You need to be a little technical since some situations require complicated settings. Another alternative is skype. You can make free phone calls PC to PC and also call regular phones from your computer. "I don't want to have my computer on for skype" you say, click Skype Calls Without a Computer to get a telephone adapter that doesn't need a computer. What I do is this: I have a regular phone line for incoming calls only. All non-local calls go out over the internet. Some go though skype using the SipToSis Skype Gateway and others go through other SIP VOIP service providers. I route it all using the LinkSys SPA3102 Telephone Adapter. I used to have no regular phone service, but after a few hurricanes causing internet outages for weeks at a time, I decided to go back, but only use it for incoming calls.
Bottom line, dump your regular phone service and get into voice over IP. It will save you a bunch of cash.

Click compare Skype to SIP Voip Providers for a detailed comparison of the two types of VOIP services.

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ViaTalk - Broadband Phone Service